Terms of Use

General draft — subject to review

Agreement to these terms

By accessing or using the Karnovex website and related tools, you agree to these Terms of Use. If you do not agree, please do not use the site.

In this page: 1. Service overview · 2. Eligibility and access · 3. Acceptable use · 4. Fees and third parties · 5. Intellectual property · 6. Data and models · 7. Risks and disclaimers · 8. Liability · 9. Changes, suspension and termination · 10. General provisions

1. Service overview

1.1 Karnovex provides data analysis and decision-support tools for independent earners, including real-time insights, modelled risk limits, and visual summaries to help users organise information.

1.2 Karnovex does not provide regulated financial advice, investment advice, tax advice, or personal recommendations. Nothing on this site should be understood as a recommendation to buy, sell, or hold any asset, or as a guarantee of any outcome.

1.3 Descriptions of features on the main site are for general information only. [Insert details of any account, subscription, or access requirements, if applicable].

2. Eligibility and access

2.1 You must be able to form a binding agreement to use this site. If you use the site on behalf of another person or organisation, you confirm you are authorised to do so.

2.2 You are responsible for ensuring that access to the site and use of its content is permitted in your location, and for any device, connection, and browser you use.

2.3 We may restrict, suspend, or withdraw access to all or part of the site for maintenance, security, or operational reasons, without prior notice where necessary.

3. Acceptable use

You agree not to:

If you submit information through forms on the site, please provide accurate information and do not submit sensitive data that is not requested.

4. Fees and third parties

4.1 Any statements about fees, including references to zero fees on trades, are as described on the main site from time to time. [Insert fee terms, if applicable, or delete if not applicable].

4.2 The site may refer to or integrate third-party data sources, tools, or links. Karnovex does not control third-party services and is not responsible for their content, availability, or terms. Your use of any third-party service is subject to that party's terms.

5. Intellectual property

5.1 The site, including text, design, graphics, models, and visualisations, is owned by or licensed to [Insert owner name] and is protected by applicable intellectual property laws.

5.2 You are granted a limited, non-exclusive, non-transferable licence to view and use the site for personal, non-commercial information purposes, unless otherwise agreed in writing.

5.3 You may not reproduce, modify, distribute, or create derivative works from site content except as permitted by law or with prior written permission.

6. Data, models and accuracy

6.1 Predictive models and summaries analyse historical and real-time data. They are illustrative and probabilistic, and cannot guarantee future outcomes.

6.2 Information on the site is provided on an “as is” and “as available” basis. While we aim for clarity and accuracy, we do not warrant that content will be complete, current, or error-free.

6.3 How we handle personal data is described separately in our Privacy Notice. Please review that notice alongside these terms.

7. Risks and disclaimers

7.1 To the extent permitted by applicable law, Karnovex disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. [To be reviewed and completed].

7.2 You are solely responsible for any decisions you make based on information or outputs shown on the site.

8. Limitation of liability

8.1 Nothing in these terms limits liability that cannot be limited under applicable law. [Insert limitations and caps, if any, after review].

8.2 Subject to 8.1, Karnovex will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenue, data, or goodwill arising from use of the site.

9. Changes, suspension and termination

9.1 We may update the site, its features, and these terms from time to time. When we make material changes to these terms, we will update the “Last updated” date above. [Insert notice process, if applicable].

9.2 Continued use of the site after updated terms are posted will constitute acceptance of the updated terms, as further described in the updated version.

9.3 We may suspend or terminate access where we reasonably consider it necessary for security, legal, or operational reasons.

10. General provisions

10.1 Entire understanding: These terms, together with the Privacy Notice and any additional terms referenced on the site, form the general basis for use of the site. [To be completed].

10.2 Severability: If any part of these terms is found unenforceable, the remaining parts will continue in effect.

10.3 Applicable law and disputes: [Insert applicable law and dispute resolution process — to be completed with advice]. Do not infer jurisdiction from this draft.

10.4 Contact: For questions about these terms, please use the details on our Contact page. Do not include sensitive financial information in general enquiries.